We’re Tired of Watching Hardworking Americans Stay Trapped in a System That Profits From Confusion

Great Times Are Coming (GTAC) was created out of frustration and conviction.

We are tired of seeing people in the United States work hard, do their best, and still remain financially stuck!

Not because they’re lazy.

Not because they don’t care.

But because the system they’re operating in is not transparent,

rarely explained, and punishes financial illiteracy at every turn.

 

Higher interest rates.

Denied approvals.

Expensive insurance.

Limited options.

 

All quietly justified without explanation.

 

GTAC exists to change that.

ABDUL SENE – FOUNDER OF GTAC FINANCIAL 

The Truth No One Says Out Loud

The American financial system profits from what people don’t know.

It relies on:

• Complex rules that are never clearly explained

• Fine print most people were never taught to read

• Decisions made behind the scenes with little transparency

• A population expected to “figure it out” after the consequences hit

And when people struggle, the blame is placed on them — not on the lack of education.

We Reject That Narrative. We believe the system preys on financial illiteracy and

GTAC exists to expose it, explain it, and help people move beyond it.

What We’re Really Fighting Against

We are especially tired of seeing hardworking people taken advantage of by companies that profit from confusion
and keep people stuck in cycles they don’t fully understand.

Promise “quick fixes” instead of real education

Sell fear and desperation as a strategy

Keep people focused on disputes instead of understanding

Create dependence instead of independence

Profit more when people don’t learn how the system works



Education creates freedom.
Dependence creates cycles.



What Makes GTAC Different

GTAC does not start with outcomes. GTAC starts with understanding. We focus on:

Explaining how credit works in the United States

Breaking down lender logic, approvals, and risk models

Teaching how financial habits compound over time

Helping people spot hidden terms in offers and contracts



Because once you can read between the lines,
the system loses its power over you.



Education First. Optimization Second.​

Here’s how GTAC is intentionally structured:​

GTAC (the company)

Focuses on education, literacy, and understanding.
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GTAC Foundation

GTAC Foundation (the nonprofit) focuses on helping members optimize their credit profiles once they understand what optimization actually means​
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Optimization is not a shortcut. It is not a trick. It is the application of education.

Our Foundation helps members:

Understand what factors influence their credit profile

Address inefficiencies and inaccuracies responsibly

Teaching how financial habits compound over time

Helping people spot hidden terms in offers and contracts


It keeps the focus on learning first,
then improvement, not exploitation.

Our Commitment

We stand behind our work with a 6-Month Satisfaction Guarantee

If you actively participate and don’t feel you’re on a better financial journey, we’ll refund your membership and continue working with you because we believe education works when people are given the truth and the tools.

This Is About More Than Credit

This is about:

DIGNITY

OPPORTUNITY

LEGACY

We’re here to help people stop surviving a system they
don’t understand and start thriving within one they do